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Find the right path for your child

Education Savings Accounts by State

A school that fits your child starts with knowing your options. Explore ESA programs, vouchers, and tax credit scholarships in your state, then take your next step with confidence.

  1. 1 Find your state
  2. 2 Check eligibility
  3. 3 Plan your next step
Explore your state's options
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26 states with active programs

Explore your optionsFind what fits your family.

Your options, closer to home

Find your state

Select a state to explore available funding and schools.

Showing 50 of 50 states

Data updated 10/15/2025

A little guidance goes a long way

Questions families ask

Which state has the best ESA program?

Arizona and Florida are often considered to have the best ESA programs due to their universal eligibility, high award amounts ($7,000-$8,000), and flexibility. Arizona's Empowerment Scholarship Account serves over 75,000 students, while Florida's program offers up to $8,000 per student with minimal restrictions. West Virginia and Iowa also have strong universal programs worth $4,600-$7,600 annually.

How much money can I get from an ESA program?

ESA award amounts range from $3,000 to $15,000 per student annually, depending on your state and your child's needs. Most states offer $6,000-$8,000 for general education students. Special needs students often qualify for higher amounts—North Carolina provides up to $17,000 for students with autism or severe disabilities. The national average ESA award is approximately $7,500 per year.

Do all 50 states have ESA programs?

No, currently 29 states offer ESA programs, school vouchers, or tax credit scholarships. Active ESA programs operate in Arizona, Florida, Arkansas, Indiana, Iowa, Missouri, Montana, New Hampshire, North Carolina, Oklahoma, Tennessee, Utah, West Virginia, and Wyoming. An additional 16 states have tax credit scholarships or voucher programs. The remaining 21 states do not currently have school choice programs, but new legislation is frequently proposed.

Are there income limits for ESA programs?

It depends on the state. Universal ESA programs (Arizona, Florida, Iowa, Utah, West Virginia) have no income limits—all families qualify regardless of income. Income-restricted programs typically require families to earn below 200-400% of the federal poverty level (approximately $62,000-$124,000 for a family of four). Special needs ESA programs usually have no income requirements. Visit your specific state's page to see exact eligibility criteria.